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Variable annuities are long-term financial products designed for retirement purposes. There are contract restrictions, limitations, fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and withdrawal charges and administrative fees.Learning and cognitive psychology pdf A financial professional can provide cost information and complete details. Withdrawals are subject to ordinary income tax treatment and may be subject to an additional 10% federal income tax penalty.Learning and cognitive psychology pdf contact a financial professional for costs and complete details. Withdrawals may also be subject to a contractual withdrawal charge of 5% in the first five prior contract years for the EQUI-VEST series 201 contract.Learning and cognitive psychology pdf variable annuities are subject to market risk including loss of principal.

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"AXA" is the brand name of AXA equitable financial services, LLC and its family of companies, including AXA equitable life insurance company (NY, NY), AXA advisors, LLC, and AXA distributors, LLC.Learning and cognitive psychology pdf AXA S.A. Is a french holding company for a group of international insurance and financial services companies, including AXA equitable financial services, LLC.Learning and cognitive psychology pdf the obligations of AXA equitable life insurance company are backed solely by their claims-paying ability.

Please be advised that this information is not intended as legal or tax advice.Learning and cognitive psychology pdf accordingly, any tax information provided on this page is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer.Learning and cognitive psychology pdf the tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and participants should seek advice based on their particular circumstances from an independent advisor.Learning and cognitive psychology pdf AXA equitable, AXA advisors and AXA distributors do not provide tax or legal advice.